How to get car insurance with coverage across europe

If you plan to take your car through the English channel to enjoy the warmer climates of southern Europe, or drive to the Alps or the Pyrenees for skiing in winter, the purchase of adequate car insurance coverage is essential. According to the Association of insurance brokers ' British (BIBA), most of the United Kingdom motor insurance policies only provide coverage of third parties abroad by which any theft or damage to your vehicle or others could be costly. To avoid unpleasant and costly surprises, arrange additional protection, which may mean paying more for the peace of mind that comes with wide coverage.

Instructions

1. read your documents carefully car insurance company and see what European coverage - if necessary - its current policy offers. Check to see how far the excess would be if you had an accident or if someone stole your car while I was using it abroad.

2. Please contact your insurance company to confirm that your policy provides coverage in continental Europe and the relevant excess in the case of a claim payment. Depending on your provider, you could be covered up to a certain amount of days a year, always and when you contact them in advance to obtain a "green card" or "European certificate." vehicle Some insurance companies offer this free coverage.

3 go to a broker of insurance to see if you can arrange an insurance policy of specific car short term for your holiday or business trip. This can offer better value for money that the extra rate that takes your current provider, especially if your visit is for more than 30 days or that they regularly travel abroad with your car.

4. use a car insurance price comparison website to see what the policy best suited to your travel plans in particular, but be sure to check thoroughly all the terms, conditions, excess, and what is not covered by the policy before changing supplier.

5 cancel your current car insurance policy and get one with a different provider that offers free or low-cost European coverage. If you are a safe driver and has been with your existing provider for several years it can offer you extra protection free rather than lose to a rival.